Terms of Service

Effective Date: 28th May, 2025

Welcome to SMC Advisory. These Terms of Service (“Terms”) govern your use of our website located at [www.smcadvisory.com] (“Site”) and all related services provided by SMC Advisory (“we”, “us”, or “our”).

By accessing or using this website, you agree to be bound by these Terms. If you do not agree with these Terms, please do not use our website.

1. Use of Website

You agree to use this website only for lawful purposes and in a way that does not infringe the rights of others, restrict, or inhibit their use and enjoyment of the site.

2. Intellectual Property

All content on this website—including text, graphics, logos, icons, images, and downloadable materials—is the property of SMC Advisory or its content providers and is protected by applicable copyright, trademark, and intellectual property laws. You may not reproduce, republish, or distribute content without our written permission.

3. Service Information

Information on this website is provided for general informational purposes only and does not constitute professional advice. For tailored consulting or advisory services, please contact us directly.

4. Third-Party Links

This website may contain links to third-party websites. We are not responsible for the content, accuracy, or privacy policies of these external sites.

5. Limitation of Liability

To the maximum extent permitted by law, SMC Advisory shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the website or reliance on any information provided.

6. Changes to the Website

We reserve the right to modify, update, or discontinue any part of the website at any time without prior notice.

7. Privacy

Your use of our site is also governed by our Privacy Policy, which outlines how we collect, use, and protect your data.

8. Termination

We reserve the right to restrict or terminate your access to the website if we believe you have violated these Terms or any applicable laws.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of Nigeria, without regard to conflict of law principles.

10. Contact Us

For questions about these Terms, please contact: